The Utkarsh Small Finance Bank superCard is crafted to seamlessly fit into your digital lifestyle while providing enticing rewards. You can easily apply for it through the super.money app.
offering attractive rewards. With no annual or joining fees, it provides 5% cashback on non-UPI spends on Myntra, 3% on Cleartrip, and 2% on Flipkart, along with 0.5% cashback on all other non-UPI transactions.
Here are some key features and benefits:

Joining Fees: | Annual Fees:
Rs. NIL | Rs. NIL
Reward Type:
Cashback
Suited For:
Shopping
Issued on:
RuPay
Rating:
3.6/5
Fees and Charges
- Fees:- Joining Fee: NIL Renewal Fee: NIL
- Best Suited For: Shopping
- Reward Type: Cashback
- Welcome Benefits: NA
- Interest Rates: 3% per month and 36% annual
- Spend-Based Waiver: NA
- Fuel Surcharge: 1% fuel surcharge waiver.
- Reward Redemption Fee: Nil
- Cash Advance Charges: 5% On Domestic Cash advance or RS. 25, On International Cash Advance, 5% or RS. 500
- Add-on Card Fee: No add-on card
- Forex Mark-up Fee: 3.5% of transaction amount
Reward and Benefits
- Movie & Dining: - NA
- Rewards Rate: 5%, 3%, & 2% cashback on non-UPI spends on Myntra, Cleartrip, & Flipkart.
- Rewards Redemption: Cashback is automatically transferred to the super.money app reward section you earned.
- Travel: NA
- Domestic Lounge Access: NA
- International Lounge Access: NA
- Insurance Benefits: NA
- Golf: NA
- Zero Liability Protection: If the card is reported lost or stolen within time to the bank, the cardholder will not be held responsible for any fraudulent transactions.
Product Details
- 5% on Myntra non-UPI spend.
- 3% on Cleartrip non-UPI spend.
- 2% on Flipkart non-UPI spend.
- 0.5% cashback on all non-upi credit card transactions
Travel and Protection:
- 1% fuel surcharge waiver
Utkarsh Small Finance Bank superCard: Benefits
The Utkarsh Small Finance Bank superCard that offers rewards on everyday purchases.
Cashback Features:
- 5% cashback on non-UPI spends on Myntra.
- 3% cashback on non-UPI spends on Cleartrip.
- 2% cashback on non-UPI spends on Flipkart.
- 0.5% cashback on all other non-UPI credit card transactions
Fuel surcharge waiver:
- 1% Fuel Surcharge Waiver for fuel transactions between Rs. 400 and Rs. 5,000 at all fuel stations in the country (maximum Rs. 100 per statement cycle)
Utkarsh Small Finance Bank superCard Fees and Charges
No annual fee and no joining fee.
Physical Card Fee: ₹ 299/- if you apply for a physical credit card, including
any replacements/renewals of the physical credit card.
To view the Key Fact Statement, click here.
Utkarsh Small Finance Bank superCard Eligibility Criteria
The eligibility criteria to apply for the Utkarsh Small Finance Bank superCard are:
- Individual customers with valid PAN details, mobile number, and email ID
- Has to be an Indian Resident
- Age: 18 & Above ( FD Backed Credit Card)
Utkarsh Small Finance Bank superCard Application Process and Card Activation:
- Application Process: Apply through the Supermoney app for a seamless, do-it-yourself journey
- Card Activation: Customers receive an active virtual card within minutes of onboarding through the Supermoney app
Utkarsh Small Finance Bank superCard customer care:
- Contact No.: 18003097986
- Email ID: supercard@utkarsh.bank
Utkarsh Small Finance Bank superCard Review:
The Utkarsh Small Finance Bank superCard is a versatile credit card designed to seamlessly integrate with your digital lifestyle while offering attractive rewards. With no annual or joining fees, it provides 5% cashback on non-UPI spends on Myntra, 3% on Cleartrip, and 2% on Flipkart, along with 0.5% cashback on all other non-UPI transactions. The card is easy to apply for through the Supermoney app, and customers receive an active virtual card within minutes of onboarding. This card is ideal for individuals looking for a hassle-free, rewarding credit card experience.
What do you think about the Utkarsh Small Finance Bank superCard? Please tell us in the comments below. Please feel free to share your experience if you are now a cardholder.
FAQs:
What is the Utkarsh Small Finance Bank superCard's annual fee?
The Utkarsh Small Finance Bank superCard is a lifetime free credit card.
Is there any complimentary access to airport lounges with this card?
No, the Utkarsh Small Finance Bank superCard does not offer airport lounge access.
What is the maximum amount of cashback I may earn each month?
Every statement cycle, you can receive up to Rs. 200 in cashback

Rating: 3.6/5