Roarbank: The Future of Banking in Your Pocket

In today's fast-paced world, convenience is king. Roarbank is here to revolutionize the way you manage your finances by combining the power of a credit card and a savings account in one seamless experience. Issued by Unity Small Finance Bank, Roarbank is designed to make spending, saving, and managing money effortless. Let’s explore how Roarbank can simplify your financial life.

Joining Fees: | Annual Fees:

Rs. NIL | Rs. NIL

Reward Type:

Cashback

Suited For:

Shopping

Issued on:

RuPay

Rating:

4.4/5

JOIN WAITLIST NOW

Fees and Charges

Fees: - Joining Fee: Rs.NIL Renewal Fee: Rs.NIL
Best Suited For: - Shopping
Reward Type: - Cashback
Welcome Benefits: - NA
Interest Rates: - 2.5% per month 30.00% Yearly
Spend Based Waiver: - NA
Fuel Surcharge: - 1% fuel surcharge waiver
Reward Redemption Fee: - Nil
Foreign Currency Markup: - NA

Reward and Benefits

Movie & Dining: - NA
Rewards Rate: - upto 20% cashback on 2 Specified Categories
Rewards Redemption: - Cashback will be credited in the Roarbank account
Travel: - NA
Domestic Lounge Access: - NA
International Lounge Access: - NA
Insurance Benefits: - NA
Golf: - NA
Zero Liability Protection: - If the card is reported lost or stolen within time to the bank, the cardholder will not be held responsible for any fraudulent transactions.

Product Details

Earn Cashback:

Lifetime free card
upto 20% Cashback on choice of any two Categories

What is Roarbank?

Roarbank is a 2-in-1 financial product that integrates a credit card with a savings account. It allows users to leverage the cumulative balance of both, making payments, transfers, and withdrawals easily via the Roarbank mobile app. With its innovative features and transparent fee structure, Roarbank aims to redefine the way we use credit cards.

Why Choose Roarbank?

Roarbank offers a host of benefits that make it stand out from traditional credit cards:

Lifetime Free Card – No joining, annual, or renewal fees.
Up to 62 Days Interest-Free Credit – Enjoy an extended period to repay without incurring interest.
No Hidden Fees – Transparent pricing with no unexpected charges.
Shake to Pay Feature – Send money effortlessly to nearby friends.
Comprehensive Mobile App – Manage finances, track transactions, and analyze spending trends with ease.
UPI Payments Enabled – Use your RuPay credit card for UPI transactions.
Attractive Cashback Offers – Earn real-time cashback on selected categories.
Security First – Industry-leading encryption and multi-factor authentication ensure your financial data stays protected.

Who Can Apply for Roarbank?

Roarbank is available to all Indian citizens aged 21 to 60 years. Whether you’re a salaried professional, self-employed individual, or a student within the eligible age range, you can apply for a Roarbank card. Your credit limit will be determined based on credit assessment and other factors.

Roarbank Fees & Charges

Roarbank believes in transparent banking. Here’s a breakdown of the costs:

Card Issuance – Free
Card Delivery – Free
Bank Transfers, Bill Payments, and Mobile Recharges – Free
Interest-Free Credit Usage – Up to 62 days
Cash Withdrawal from Own Funds – Free in India, 2.5% internationally
Cash Withdrawal from Credit Limit – 3.5% globally

How to Apply for Roarbank?

Getting started with Roarbank is quick and hassle-free. Follow these steps to apply:

Join the Waitlist – Visit theroarbank.in to secure your spot.
Download the Roarbank App – Available on both PlayStore and AppStore.
Complete Digital KYC – Provide your Aadhaar, PAN, demographic, and income details.
Video Verification – Complete a Video KYC for authentication.
Card Activation – Once your KYC is verified, your card will be delivered and activated via the app.

Managing Your Roarbank Account

Roarbank makes financial management seamless with its all-in-one mobile app. Here’s what you can do:

Check Balance & Transactions – Monitor spending and savings in real time.
Card Statements – Download statements with a single tap.
Set Up Auto Payments – Automate bill payments for hassle-free financial management.
Credit Limit Increase – Get periodic reviews and upgrades based on usage and payment history.
Secure Transactions – Multi-layered security ensures safe transactions.

Handling Disputes & Security

Roarbank prioritizes your security. In case of unauthorized transactions or disputes, users can:

Report the issue directly via the app.
Contact customer support at 1800 209 9999.
Email support at support@theroarbank.in.
Request a card reissue in case of loss or damage.

International Usage

Planning to travel abroad? Roarbank has got you covered! Use your card worldwide for transactions and take advantage of competitive foreign exchange rates.:

Build Your Credit Score with Roarbank

If you’re new to credit cards, Roarbank is a great way to build and improve your credit score. By making timely payments and managing your credit responsibly, you can boost your creditworthiness over time.

Final Thoughts

Roarbank is more than just a credit card—it’s a smart financial tool designed for the modern user. With its innovative features, zero hidden charges, and seamless integration of savings and credit, it simplifies money management like never before. If you’re looking for a smarter way to handle your finances, Roarbank is the way to go.

Ready to experience next-gen banking? Join the waitlist today!

FAQs:

Who can apply for a Roarbank card?

Roarbank is available to all Indian citizens aged 21 to 60 years.

How do I activate my Roarbank card once I receive it?

After successful Video KYC, your card will be delivered to your address. You can activate it easily through the Roarbank mobile app by following the on-screen instructions.

What is the interest-free credit period on my Roarbank card?

Roarbank offers up to 62 days of interest-free credit. To avail this benefit, you must fully repay the outstanding amount by the due date mentioned in your billing statement.

RoarBank Credit Card
Rating: 4.4/5