Titan SBI Credit Card

The Titan SBI Credit Card, a collaboration between Titan and SBI Card, offers an array of enticing benefits. Upon activation, cardholders receive a generous welcome gift of 12,000 Reward Points. Exclusive rewards include 3% value back on Tanishq purchases as Gift Vouchers, 5% cashback on Mia, Caratlane & Zoya, and an impressive 7.5% cashback on select Titan Group outlets. Milestone rewards include spend-based reversals and additional benefits on annual spends. Moreover, cardholders earn up to 6 Reward Points per Rs 100 spent on categories outside Titan spends. Additionally, they enjoy 8 domestic lounge benefits and 4 international lounge benefits annually, enhancing their travel experience.

Joining Fees: | Annual Fees:

Rs. 2999 + GST | Rs. 2999 + GST

Reward Type:

Reward Points

Suited For:

Shopping

Issued on:

VISA | RuPay

Rating:

4.6/5

Apply Now

Fees and Charges

Fees: - Joining Fee: Rs. 2999 + GST Renewal Fee: Rs. 2999 + GST
Best Suited For: - Shopping
Reward Type: - Reward Points
Welcome Benefits: - 12000 Reward Points worth Rs. 3000 on payment of annual fees.
Interest Rates: - 3.5% per month 42% Yearly
Spend Based waiver: - Renewal fee of Rs. 2999 waived off on annual spends of 3lacs.
Fuel Surcharge: - 1% fuel surcharge across all petrol pumps in India, on transactions up to Rs. 3,000 Maximum Rs. 100
Reward Redemption Fee: - Nil
Foreign Currency Markup: - 3.5% of the total transaction amount (plus applicable taxes)
Cash Advance Charges: - 2.5% of the total transaction value.
Add-on Card Fee: - Nil

Reward and Benefits

Movie & Dining: - NA
Rewards Rate: - 7.5% cashback on World of Titan, Taneria, Titan Eye+, Helios, Fastrack, Skinn, Irth & Sonata on Quarterly Spends.
Rewards Redemption: - Redeem your Reward Points for a variety of Titan Vouchers.
Travel: - NA
Domestic Lounge Access: - Enjoy up to 8 complimentary domestic lounge visits per year.
International Lounge Access: - Avail 4 complimentary international lounge visits annually.
Insurance Benefits: - NA
Golf: - NA
Zero Liability Protection: - If the card is reported lost or stolen within time to the bank, the cardholder will not be held responsible for any fraudulent transactions.

Product Details

Welcome Gift: Receive 12,000 Reward Points upon card activation.
Tanishq: Get a 3% value back in the form of Gift Vouchers for Tanishq purchases made quarterly.
Mia, Caratlane & Zoya: Enjoy 5% cashback on quarterly spends at Mia, Caratlane, and Zoya.
World of Titan, Taneira, Titan Eye+, Helios, Fastrack, Skinn, Irth & Sonata: Earn 7.5% cashback on quarterly spends at World of Titan, Taneira, Titan Eye+, Helios, Fastrack, Skinn, Irth, and Sonata.
Annual Spend of Rs 5 Lac: Receive additional benefits worth Rs 5,000.
Annual Spend of Rs 10 Lac: Earn additional benefits worth Rs 10,000.
Earn 6 Reward Points per Rs 100 spent on all categories outside the Titan ecosystem.

Titan SBI Credit Card Features & Benefits

Welcome Offer:

Upon the activation of your card, you'll be greeted with a generous welcome gift in the form of 12,000 Reward Points worth Rs. 3000 on payment of annual fees, adding an immediate boost to your rewards balance and enhancing your credit card experience right from the start.

Utilize your reward points to make purchases with a variety of Titan Vouchers.

Titan Benefits:

Tanishq is giving 3% value back in the form of gift vouchers.
5% off of Mia, Caratlane, and Zoya
7.5% cashback available on Helios, Fastrack, Skinn, Irth, Sonata, Taneira, Titan Eye+, and World of Titan.
After the next statement is generated, the cardholder's account will automatically receive all value back and cashback within 5 business days.

Reward Point:

Every Rs 100 spent on any other category other than Titan purchases earns 6 Reward Points.
Exclusion of Reward Point Accrual on Fuel, Wallet Upload, Rental Property, and Utility categories
A reward point is worth Rs. 0.25.
Utilize your reward points to make purchases with a variety of Titan Vouchers.

Spend Base Reversal:

Reversal of Spending Based on Annual Expenses of Rs. 3 Lac
Reversing a fee is contingent upon paying a fee during the cycle of renewal.

Milestone Benefit:

Milestone Rewards: An extra Rs. 5,000 worth of gift vouchers on annual spending of Rs. 5 lacs
Milestone Rewards: An extra 10,000 worth of gift vouchers on yearly spending of Rs. 10 lacs
Only Titan Stores are eligible to accept these gift vouchers for redemption.

Titan SBI Credit Card Lounge Program

Holders of Titan SBI Credit Cards are qualified for:

8 domestic lounge visits per year, with a maximum of two visits each quarter
4 free international airport lounges each year, up to 2 every quarter.
Priority Pass Membership.

View the Terms & Conditions of the Visa Lounge Program here.

Titan SBI Credit Card Fees and Charges

Joining and Annual Card Membership fee - Rs. 2999 + applicable taxes.
Add-on Fee (per annum): Nil
Please refer to the Most Important Terms & Conditions for details on fees and other applicable charges.

Titan SBI Credit Card Eligibility Criteria

For Salaried Individuals:

Minimum Age: 21 years
Maximum Age: 60 years
Income Requirement: Gross Monthly Income should exceed ₹30,000.

For Self-Employed Individuals:

Minimum Age: 21 years
Maximum Age: 65 years
Income Requirement: Minimum Income Tax Return (ITR) of more than ₹6.0 Lakhs per annum

These eligibility criteria ensure that both salaried and self-employed individuals meeting the specified age and income thresholds can apply for the credit card.

How To Apply Titan SBI Credit Card

To apply for the Titan SBI Credit Card, you have two options: online or offline. For the offline method, visit your nearest SBI Branch and complete the application form. If you prefer the online process, follow these steps:

Click the “Apply Now” button on the page.
Proceed by filling in all the required details.

Required Documents:

The following list of documents is needed in order to apply for the Titan SBI Credit Card:

Proof of identity, you can use your passport, driver's license, PAN card, Aadhar card, or voter's ID.
Proof of Address, Utility bills from the most recent month, a passport, or an Aadhar card.
Proof of Income, most recent bank statements, audited ITR, and salary slips must be submitted.

Titan SBI Credit Card Summary:

"Experience unparalleled rewards with the Titan SBI Credit Card. Enjoy a 3% value back on quarterly spends at Tanishq, rewarded as gift vouchers. Indulge in jewelry shopping with a 5% cashback at Mia, Caratlane, and Zoya. Additionally, avail a remarkable 7.5% cashback on quarterly spends at World of Titan, Taneira, Titan Eye+, Helios, Fastrack, Skinn, Irth, and Sonata outlets. With these exclusive offers, elevate your shopping experience while maximizing your savings.

What do you think about Titan SBI Credit Card? Please tell us in the comments below. Please feel free to share your experience if you are now a cardholder.

FAQs:

What is the Titan SBI Credit Card's annually, fee?

The Titan SBI Credit Card has a yearly fee of Rs. 2999 plus taxes.

Is there any complimentary access to airport lounges with this card?

8 complimentary domestic lounge visits per year.

4 complimentary international lounge visits annually.

What are the welcome benefits of Titan SBI Credit Card?

12000 Reward Points as Welcome Gift.

Titan SBI Credit Card
Rating: 4.6/5