Pixel Play Credit Card

Introducing the HDFC Pixel Play Credit Card, an affordable option for young shoppers. With a nominal joining fee of Rs. 500 plus GST, this card offers 5% cashback on two chosen categories like dining, entertainment, travel, groceries, electronics, and fashion. Enjoy a flat 1% unlimited cashback on all other expenses. Redeem rewards effortlessly through HDFC CashPoints, and waive the joining fee by spending Rs. 20,000. The Pixel Play Credit Card is designed for modern, budget-conscious consumers, with a simple application process via the PayZapp app.

Limited period lifetime free offer

Joining Fees: | Annual Fees:

Rs. 500 + GST | Rs. 500 + GST

Reward Type:

Cashback

Suited For:

Shopping

Issued on:

Visa | RuPay

Rating:

4.4/5

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Fees and Charges

Fees: - Joining Fee: Rs.500+GST Renewal Fee: Rs.500 + GST
Best Suited For: - Shopping
Reward Type: - Cashback
Welcome Benefits: - NA
Interest Rates: - 3.60% per month 43.20% Yearly
Spend Based Waiver: - Annual fee is waived if you spend Rs. 1,00000 in a Card Anniversary Year.
Fuel Surcharge: - 1% fuel surcharge waiver between Rs.400 and Rs.5,000 (maximum Rs.250 per month).
Reward Redemption Fee: - Nil
Foreign Currency Markup: - 3.5% of the total transaction amount (plus applicable taxes)
Cash Advance Charges: - 2.5% of the total transaction value.
Add-on Card Fee: - Nil

Reward and Benefits

Movie & Dining: - NA
Rewards Rate: - 5% cashback on 2 Specified Categories
Rewards Redemption: - Cashback will be credited in the form of PIXEL CashPoints
Travel: - NA
Domestic Lounge Access: - NA
International Lounge Access: - NA
Insurance Benefits: - NA
Golf: - NA
Zero Liability Protection: - If the card is reported lost or stolen within time to the bank, the cardholder will not be held responsible for any fraudulent transactions.

Product Details

Earn Cashback:

Card comes with a joining fee of Rs. 500 + GST
5% Cashback on choice of any two packs
3% Cashback on choice of any one E-commerce merchant
1% Unlimited Cashback across all other spends.

Pixel Play Credit Card Features & Benefits

Welcome to the cutting-edge PIXEL Play, your first all-digital credit card experience that empowers you to tailor benefits to suit your lifestyle.

Seamless Digital Onboarding:

Experience a hassle-free digital onboarding process through PayZapp, providing you with an instant digital credit card.

Customization at Your Fingertips:

Personalize your card by choosing preferred merchants for cashback, selecting a card design, and picking your preferred billing cycle date.

All-in-One App Management:

Effortlessly manage your PIXEL Play credit card digitally via PayZapp. Access features like Card Controls, Rewards, EMI Dashboard, Statements, Repayments, Recent Transactions, Disputes, Hotlisting, Help Center, Notifications, and more, all in one convenient app.

Rewards:

Enjoy 5% cashback on your preferred two categories from a variety of options:
Dining & Entertainment Category: BookMyShow & Zomato
Travel Category: MakeMyTrip & Uber
Grocery Category: Blinkit & Reliance Smart Bazaar
Electronics Category: Croma & Reliance Digital
Fashion Category: Nykaa & Myntra

Additionally, get 3% cashback on your chosen E-commerce merchant from Amazon, Flipkart, or PayZapp. For all other expenditures, benefit from a consistent 1% unlimited cashback.

For a comprehensive understanding of the terms and conditions, please refer to the detailed document here.

Pay in Parts:

Experience effortless and instant conversion of your PIXEL Play credit card outstanding balance to EMIs with just one click on PayZapp.

EMI Dashboard:

Efficiently manage all your active EMIs in one place through the dedicated EMI dashboard on PayZapp.

Flexibility at Your Fingertips:

Select from a range of low-cost and flexible tenures that align with your preferred repayment schedule. Tailor your EMI conversion to specific transactions or outstanding balances, providing you with optimal flexibility.

100% Digital Convenience:

No need for documentation, emails, or phone calls. The entire EMI conversion process is streamlined and fully digital. Easily convert to EMI and manage all repayments seamlessly within your PayZapp account. Enjoy a hassle-free and paperless experience.

Additional Features:

Zero Lost Card Liability:

Rest easy with our PIXEL Play Credit Card, as you enjoy zero liability for any fraudulent transactions made on your card in case of loss. Simply report the loss immediately to our 24-hour call centre to benefit from this feature.

Interest-Free Credit Period:

Experience up to 50 days of interest-free credit on your PIXEL Play Credit Card from the date of purchase (subject to the submission of the charge by the Merchant). This feature provides you with a convenient and cost-effective credit solution.

Revolving Credit:

Take advantage of revolving credit options available at a nominal interest rate on your PIXEL Play Credit Card. Refer to the Fees and Charges section for detailed information on this offering.

Exclusive Dining Privileges:

Indulge in exclusive dining benefits through the Good Food Trail program. Enjoy up to 20% savings on all restaurant bill payments via Swiggy Dineout, covering a vast network of over 20,000 restaurants. This offer, inclusive of restaurant and Swiggy discounts, is valid only for payments made through the Swiggy App. Delight in a premium dining experience with your PIXEL Play Credit Card.

Pixel CashPoints:

Cashback Redemption Made Easy:

Your earned cashback will be credited to you in the form of PIXEL CashPoints, conveniently managed within the rewards section on the Pixel Homepage in PayZapp.

Redeem to PayZapp Wallet:

Accumulate 1000 PIXEL CashPoints and unlock the power to redeem them effortlessly to your PayZapp Wallet. This enables you to utilize the redeemed cash for various transactions or purchases, adding flexibility to your digital wallet.

Brand Voucher Choices:

Once in your PayZapp Wallet, your PIXEL CashPoints can be used to acquire brand vouchers of your preference within PayZapp's digital platform. This feature ensures that you have the freedom to choose vouchers that align with your preferences and needs.

Validity Period:

Enjoy peace of mind knowing that your PIXEL CashPoints remain valid for a generous period of 2 years from the date of accumulation. This gives you ample time and flexibility to make the most of your earned rewards within the specified timeframe.

Fuel Surcharge Waiver:

Experience a 1% fuel surcharge waiver at all fuel stations nationwide when you transact within the specified range (minimum ₹400 to maximum ₹5,000 per transaction). This exclusive benefit allows you to enjoy significant savings on your fuel expenses.

Maximum Savings Limit:

Avail a maximum waiver of ₹250 per statement cycle, providing you with a cap on your fuel surcharge expenses. This ensures that you make the most of the savings while managing your fuel-related costs effectively.

Drive with confidence and enjoy the added advantage of reducing your fuel surcharge expenses.

Pixel Play Credit Card Fees and Charges

Joining and Annual Card Membership fee - Rs. 500 + applicable taxes

Conditions for Annual Card Fee waiver:

Here's a great opportunity to have your renewal fee completely waived. Simply make eligible transactions totaling ₹1,00,000 or more within a year before your Credit Card renewal date.

This way, you not only enjoy the benefits of the card but also ensure a hassle-free renewal without any additional charges.

Pixel Play Credit Card Eligibility Criteria

For Salaried Individuals:

Minimum Age: 21 years
Maximum Age: 60 years
Income Requirement: Gross Monthly Income should exceed ₹25,000.

For Self-Employed Individuals:

Minimum Age: 21 years
Maximum Age: 65 years
Income Requirement: Minimum Income Tax Return (ITR) of more than ₹6.0 Lakhs per annum

These eligibility criteria ensure that both salaried and self-employed individuals meeting the specified age and income thresholds can apply for the credit card.

How To Apply Pixel Play Credit Card

Applying for the PIXEL Play Credit Card is a simple process. Just follow these easy steps:

Step 1: Download or update the PayZapp app from the Google Play Store for Android or the App Store for iOS.
Step 2: Once in the app, click on the 'Apply Now for PIXEL Play' banner featured on the PayZapp homepage.

By following these steps, you can initiate the application process for the PIXEL Play Credit Card directly through the PayZapp platform.

Pixel Play Credit Card Summary:

In summary, the HDFC Pixel Play Credit Card offers an attractive solution for budget-conscious individuals seeking rewarding benefits. With its affordable joining fee and the opportunity to earn 5% cashback on two selected categories across a wide range of popular brands, including dining, entertainment, travel, groceries, electronics, and fashion, this card is tailored to meet the needs of young shoppers.

Overall, the Pixel Play Credit Card from HDFC Bank stands as a convenient option for individuals looking to maximize their purchases' value without incurring significant fees.

What do you think about HDFC Pixel Play Credit Card? Please tell us in the comments below. Please feel free to share your experience if you are now a cardholder.

FAQs:

What is the HDFC Pixel Play Credit Card's annually, fee?

The HDFC Pixel Play Credit Card has a yearly fee of Rs. 500 plus taxes.

Is there any complimentary access to airport lounges with this card?

No, the HDFC Pixel Play Credit Card does not offer airport lounge access.

How can I waive my HDFC Pixel Play Credit Card's annual fees?

Annual fee is waived if you spend Rs. 1,00000 in a Card Anniversary Year.

Pixel Play Credit Card
Rating: 4.4/5