The bank's entry-level card is the Axis Bank My Zone Credit Card. The card offers a free premium SonyLiv subscription worth Rs. 999 to new users, and it has a low annual membership price of just Rs. 500. The card offers a wide range of value-added features, such as free domestic airport lounge access, movie and dining offers, and many more, especially when you consider the annual fee. In terms of reward rate, for every Rs. 200 you spend using the card, you will receive 4 EDGE Points, where 1 Edge Reward is equal to Re. 0.20.
Additionally, Paytm Movies offers monthly buy one get one free movie ticket deals.With this credit card, Axis Bank offers up to 15% off up to Rs. 500 in dining, according to its clients' needs. In addition to all of these benefits, every quarter you also receive complimentary access to domestic airport lounges.
Limited period lifetime free offer
Joining Fees: | Annual Fees:
Rs. 500 + GST | Rs. 500 + GST
Reward Type:
Reward Points
Suited For:
Movies
Issued on:
Visa | Mastercard | RuPay
Rating:
4.5/5
Fees and Charges
- Fees: - Joining/Annual 500+GST and in offer card is Lifetime free
- Best Suited For: - Movies
- Reward Type: - Reward Points
- Welcome Benefits: - Free annual subscription of SonyLiv worth Rs. 999
- Fee on Reward Redemption: - Nil
- Interest Rates: - 3.6% per month (52.86% annually)
- Spend Based Waiver: - NA
- Fuel Surcharge: - There is a 1% fuel charges, which is waived if you spend at least Rs. 400 to 4,000 in a single transaction.
- Foreign Currency Markup: - 3.5% of the total transaction value (plus applicable taxes)
- Cash Advance Charges: - 2.5% (Min. Rs. 500) of the withdrawn amount.
- Add-on Card Fee: - Nil
Reward and Benefits
- Movie & Dining: - BOGO deals are available when purchasing movie tickets through Paytm Movies, up to 15% off at participating restaurants with Dining Delights, and a flat Rs 120 discount while ordering food on Swiggy.
- Rewards Rate: - On every Rs. 200 spent, earn 4 EDGE REWARD point. (Reward rate 0.4%)
- Rewards Redemption: - EDGE Points earned on the card can be used to buy products on the Axis Bank EDGE Rewards Portal or to redeem shopping or travel vouchers.
- Travel: - complimentary access to domestic airport lounges
- Domestic Lounge Access: - 1 complimentary lounge access every quarter (4 per year)
- International Lounge Access: - N/A
- Insurance Benefits: - N/A
- Golf: - N/A
- Zero Liability Protection: - After reporting the loss of the card to the bank, the cardholder got out from liability for any fraudulent transactions done using the card.
Product Details
- Free yearly subscription to SonyLiv Premium (renewable on spending Rs. 1.5 lakh on an anniversary year).
- Every Rs. 200 spent using the Axis Bank My Zone Credit Card earns 4 EDGE Points.
- A Rs. 120 order discount is available on Swiggy (a minimum order value of Rs. 500 is required).
- Offer: Buy One Get One on booking movie tickets with Paytm Movies.
- Every quarter, 1 complimentary access to a domestic airport lounge.
- On minimum purchases of Rs. 2,999, there is a flat discount of Rs. 1000 on AJIO.
- With the EazyDiner program, get 15% off up to Rs. 500 on a minimum order of Rs. 1500.
Pros/Cons
Pros
- This card is incredibly helpful for movie buffs as it provides fantastic one-plus-one benefits on bookings done with Paytm Movies.
- When using The Axis Bank My Zone Credit Card, you can get amazing discount on Swiggy orders. Use the "Axis120" discount code to take advantage of this deal.
Cons
- There is just one domestic lounge access every quarter with this card.
Axis Bank MY ZONE Credit Card Features and Benefits
Axis Bank My Zone Credit Card One of the most popular credit cards, is a basic one.It offers you lots of interesting benefits in multiple categories, such as milestone benefits, travel benefits, rewards programs, and much more, for a very small charge of Rs. 500. A complete overview of its benefits and features is as described below:
Welcome Benefits:
- One welcome benefit is a complimentary one-year premium membership to SonyLiv, worth at Rs. 999.
- The free membership will only become available to cardholders who complete their first transaction within 30 days of the card's issuance.
- Within 45 days following the card's issuance, you will receive an SMS with the voucher code on your registered mobile number.
Benefit on Milestone:
- Every year, after spending at least Rs. 1.5 lakhs in an anniversary year, the free SonyLiv membership is extended.
- After the annual fee is paid, you will receive the voucher code within 60 days.
Travel Benefits of Axis Bank MY ZONE Credit Card:
At well-known airports in India, the MasterCard/Visa program allows you entry to a domestic airport lounge once every quarter.| City | Lounges | Terminal |
|---|---|---|
| Bangalore |
|
Domestic T1 Domestic T2 |
| Hyderabad |
|
Domestic T1 |
| Chennai |
|
Domestic T1 Domestic T1 |
| Mumbai |
|
Domestic T1C Domestic T2 |
| Kolkata |
|
Domestic T1 |
| New Delhi |
|
Domestic T1D Domestic T2 Domestic T3 |
Benefit on Movie and Dining:
- Buy One Get One Free (BOGO) offers up to 100% off a second movie ticket on Paytm (with a maximum benefit of Rs. 200 per month per subscriber). Use the coupon code "AXIS200" to take advantage of this deal.
- Save Rs. 120 when you order at least Rs. 500 from Swiggy. is eligible for offer twice a month. Not valid at any Indian Haldiram's restaurant.
- 15% off via the EazyDiner program up to Rs. 500 on a minimum order of Rs. 1500, valid twice a month.
Further Benefits:
- Save up to Rs. 1000 on AJIO when you spend at least Rs. 2999. To take advantage of the deal, use the discount code "AJIOAXISMZ."
- For transactions between Rs. 400 and Rs. 4,000, all petrol stations in India will waive the 1% fuel charge (with a maximum relief of Rs. 400 per statement cycle).
Axis Bank MY ZONE Credit Card Reward Program
- For every Rs. 200 spent using the card, you earn 4 EDGE Points.
- Movies, fuel, wallet reload, insurance, government-related transactions, education, and EMI transactions will not receive Edge Rewards.
Redemption of Reward Points:
- The Axis Bank EDGE Rewards Portal allows users to purchase products (from the given product catalog) with EDGE Points earned on the card.
- 1 EDGE point is worth Rs. 0.20.
Axis Bank MY ZONE Credit Card Fees/Charges
- Because of the card's specific features, the Rs. 500 yearly charge for the Axis Bank My Zone Credit Card is totally worth it.
- This credit card has a monthly interest rate of 3.6% (52.86% yearly).
- 3.5% is the foreign exchange markup cost for all foreign currency transactions made using the Axis Bank My Zone Credit Card.
- With this credit card, the cash advance cost is 2.5% of the total transaction amount, with a minimum of Rs. 500. When you use your Axis Bank My Zone Credit Card to make a cash withdrawal, you will be charged this fee.
Axis Bank MY ZONE Credit Card eligibility Criteria
The following are the basic criteria for eligibility that you must meet in order to be approve the Axis Bank My Zone Credit Card. But the bank might also have some internal guidelines:
- The primary cardholder age should be between 18 and 70 years old and a Add-on must be above 15 years of age.
- A regular source of income is required of the applicant.
- Only an Indian resident or a non-resident Indian should submit an application.
Required Documents:
The following documentation is required in order to apply for the Axis Bank My Zone credit card:
- Proof of identity: Pan Card, Adhar Card, Driving License, Voters’ Id, etc.
- Proof of Address: Passport, electricity bills, Aadhaar card, etc.
- Proof of income: most recent ITR, Form 16, most recent pay slip, Bank Statement etc.
How to Apply Axis Bank MY ZONE Credit Card?
The Axis Bank My Zone Credit Card is available for application both offline and online at your convenience.
- If you would like to apply offline, bring all the required documents to your local Axis Bank location and complete the physical application.
- By selecting the "Apply Now" option, you can also apply online with CREDBANK for the Axis Bank My Zone Credit Card.
Track Axis Bank My Zone Credit Card Application Status:
You can check the status of your application for the Axis Bank My Zone Credit Card both online and offline at your convenience if you have already submitted an application.
There are other ways to do the same. Go to the bank's application tracking page to monitor the status online and proceed as required.
You can also check the status of your application offline by calling customer service or going to the branch that is closest to you.
Customer support for Axis Bank My Zone Credit Card
The following contact information can be used to get in touch with Axis Bank credit card customer service with any questions or concerns regarding your Axis Bank My Zone credit card:
- You can reach customer service at 1860-419-5555, 1860-500-5555, and +91-22-67987700 (a 24-hour helpline) if you need immediate assistance.
- To send an email to customer service, visit the official Axis Bank website, select "Contact via Email" under the "Support" menu, then type and send the email.
Review of the Axis Bank MY ZONE Credit Card
Axis Bank My Zone Credit Card: With its discounted rates on the food delivery app Swiggy, discounts on dining bills at partner restaurants, free SonyLiv membership, and Buy One Get One offer on movie tickets on Paytm Movies, this card can be the best option for millennials just starting out with credit or first-time cardholders whose monthly spending mostly is for dining and movies.
The most beautiful thing on this card that if you don’t have income proof or credit history, you can still get the Axis Bank My Zone Easy Credit Card. This is a secured card that requires you to deposit Rs. 20,000 in a fixed deposit account at the nearest Axis Bank branch. You can get this card based on your FD amount.
Also, you can get the Axis Bank My Zone Credit Card on RuPay variant.
What do you think about Axis Bank's entry-level offering? Please tell us in the comments below. Please feel free to share your experience if you are now a cardholder.
FAQs:
Do you have to pay Axis Bank reward redemption fees?
No, if EDGE Points are redeemed, there is not a reward redemption fee charged by Axis Bank.
Do fuel purchases made with the card earn me EDGE Points?
No, using the card to make fuel purchases does not earn you any points.
What is the Axis Bank My Zone Credit Card's interest rate?
The MyZone Credit Card from Axis Bank has an interest rate of 3.6% each month, or 52.86% annually.
Is a free SonyLiv Premium subscription automatically renewing every year?
Unfortunately, there is no free airport lounge access included with the Axis Bank Neo Credit Card.
Axis Bank My ZONE Credit Card
Rating: 4.5/5
Axis My ZONECredit Card
