Fibe Axis Bank RuPay Credit Card

Axis Bank's launch of the first numberless Fibe Axis Bank RuPay Credit Card promises increased safety and security for users. This co-branded credit card, presented by the partnership between Axis Bank and FIBE, offers a number of primary benefits to users, including a lifetime free credit limit, which makes it particularly appealing and profitable for first-time credit card holders. Whether you are looking to start your credit journey or need a UPI credit card, this offering from Axis Bank is very helpful. You can quickly link this card to your UPI applications and begin making purchases with it.

Joining Fees: | Annual Fees:

Nil | Nil

Reward Type:

Cahsback

Suited For:

Shopping

Issued on:

RuPay

Rating:

4.2/5

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Fees and Charges

Fees: - Joining/Annual Nil
Best Suited For: - Shopping
Reward Type: - Cashback
Welcome Benefits: - NA
Interest Rates: - 3.6% per month (52.86% annually)
Spend Based Waiver: - N/A
Fuel Surcharge: - 1% surcharge for fuel purchases between Rs. 400 & Rs. 4,000 (max waiver capped at Rs. 400/month).
Foreign Currency Markup: - Amount 3.5% of the Transaction
Cash Advance Charges: - 2.5% (Min. Rs. 500) of the withdrawn amount.
Add-on Card Fee: - Nil

Reward and Benefits

Movie & Dining: - With the Axis Bank Dining Delights Program, get 15% off and 3% cashback on entertainment purchases.
Rewards Rate: - 3% Cashback on Transportation, Dining, and Entertainment.
Rewards Redemption: - Direct Cashback
Travel: - Access to the Domestic Lounge is Available
Domestic Lounge Access: - 1 Domestic Lounge at No Cost.
International Lounge Access: - N/A
Insurance Benefits: - N/A
Golf: - N/A
Zero Liability Protection: - Protection Against Fraudulent Transactions if the Bank is notified of the loss or theft promptly.

Product Details

Fibe Axis Bank RuPay is a lifetime free credit card.
Earn up to 3% on qualified purchases.
4 complimentary airport lounge access within India.

Pros/Cons

Pros

Use this credit card to complete UPI transactions with ease.
Get 3% off on entertainment, transportation, and food delivery.

Cons

There are no welcome bonuses included to this card.
An introductory cashback is available on a few categories with this card

Fibe Axis Bank RuPay Credit Card Features and Benefits

Let us have a look at every feature of the new Fibe Axis Bank Credit Card since it is crucial to understand all the specifics of any credit card before applying.

Lifetime Free Credit Card:

The Fibe Axis Bank Credit Card includes no yearly or ongoing renewal fees.

Numberless Credit Card:

The Fibe Axis Bank Credit Card, the first numberless credit card in India, provides customers with extra layers of protection.

UPI Enabled:

The Fibe Axis Credit Card makes it simple to make UPI payments.

Fibe Axis Bank RuPay Credit Card Rewards

Cashback on Spends:

As a benefit for your transactions, you can receive straight cashback with the Fibe Axis Bank Credit Card.

Get up to 3% on transactions with meals delivered, entertainment, and commuting.
Get 1% back on every additional purchase.
Transactions under Rs. 100 are not eligible for cashback, and the maximum cashback amount in a statement cycle is Rs. 1500.

Domestic Loung Access:

Take advantage of up to 4 free domestic lounge visits per quarter when you use the Fibe Axis Bank Credit Card. The list of all the lounges you can visit with the Fibe Axis Bank Credit Card is provided below.

Participating Airport Lounges for Fibe Axis Bank Credit Card:

City/Domestic Lounge/Terminal

Bangalore: - BLR Domestic Lounge - Domestic T1
Bangalore: - 080 Domestic Lounge - Domestic T2
Chennai: - Travel Club Lounge A - Domestic T1
Chennai: - Travel Club Lounge B - Domestic T1
Mumbai: - Travel Club Lounge - Domestic T1c
Mumbai: - Adani Lounge - Domestic T2
Kolkata: - Travel Club Lounge - Domestic T1
Hyderabad: - Encalm Lounge - Domestic T1
New Delhi: - Encalm Lounge - Domestic T1
New Delhi: - New Delhi Domestic T2 Lounge - Domestic T2
New Delhi: - Encalm Lounge - Domestic T3

Entertainment and Movies:

Get up to 3% back on purchases made for entertainment.

Dining:

With the Axis Bank Dinning Delights Program, join over 1000 eateries and get 15% off up to Rs. 500.

Fuel Surcharge Waiver:

A 1% fuel price waiver is available on Fibe Axis Bank Credit Card transactions up to Rs. 5,000. The maximum amount of the waiver is Rs. 400.

Fibe Axis Bank RuPay Credit Card Charges

Being a lifetime free credit card, the Fibe Axis Bank RuPay Credit Card has few fees.

This is a lifetime free credit card that has no annual or renewal fees.
All rental payments and transactions are subject to a 1% fee, with a maximum cap of Rs. 1500.
3.5% will be added to all of your foreign transactions.

Eligibility for the Fibe Axis Bank RuPay Credit Card

To be eligible for this credit card, you must meet the following requirements.

The age range for applicants should be 18 to 70 years old.
The applicant needs to be an Indian citizen.

How to Apply for a Fibe Axis Bank RuPay Credit Card?

You may apply for the Fibe Axis Bank UPI RuPay Credit Card with CREDBANK by clicking on the "Apply Now" option on your screen. Just make sure you have the appropriate documents handy, such as your PAN Card, since it may be needed while filling out the application form.

Required Documentation:

PAN Card.
Address Proof like an Aadhaar Card, Passport or Driving License
Latest Salary Slips or Form 16.
Passport Size Photographs.

Fibe Axis Bank RuPay Credit Card Review

This Fibe Axis Bank RuPay Credit Card is a lifetime free offer that comes with up to 3% cashback on eligible transactions, 4 free domestic lounge visits per year, no annual fees, and other benefits that make this credit card a must-have for all users. In addition to all of these benefits, you can use this card to make UPI payments, so you do not need to carry your credit card with you everywhere you go. Just link it to your favorite UPI app and start making purchases.

The Fibe Axis Bank Credit Card is the first numberless credit card in India; it has outstanding security features to guard against fraudulent transactions and unauthorized use. It has no CVV, expiration date, or card number.

Please share your thoughts in the comments section below about this recently introduced RuPay Credit Card from Axis Bank.

FAQs:

Does Fibe Axis Bank RuPay Credit Card have any fees?

There are no charges for this credit card; it is a lifetime-free credit card.

Can I link my Fibe Axis Bank RuPay Credit Card to my UPI Application ?

Yes, you can link your Fibe Axis Bank Credit Card to any UPI app you like, including Paytm, Google Pay, and others.

Fibe Axis Bank RuPay Credit Card
Rating: 4.2/5